Understanding Health Insurance: What it Covers and How it Works
Health insurance helps cover medical costs like doctor visits, hospital stay and prescriptions making healthcare more affordable. By choosing the right policy and understanding how it works you can ensure quicker access to treatment and greater peace of mind for you and your family.
How to Build an Emergency Fund
Buying your first home can feel overwhelming, especially when it comes to understanding mortgages. By learning the basics (like the types of mortgages, interest rates and borrowing limits) you can confidently make informed decisions on your journey to homeownership.
Maximising Your KiwiSaver Employer Contributions
Budgeting doesn't need to be complicated, even if numbers aren't your thing. Using simple strategies like the 50/30/20 rule, automating savings and allowing yourself a guilt-free spending allowance can make managing money stress-free and achievable.
Easy Budgeting Tips for People Who Hate Budgeting
Budgeting doesn't need to be complicated, even if numbers aren't your thing. Using simple strategies like the 50/30/20 rule, automating savings and allowing yourself a guilt-free spending allowance can make managing money stress-free and achievable.
First-Time Home Buyers Guide: Making Sense of Mortgages
Buying your first home can feel overwhelming, especially when it comes to understanding mortgages. By learning the basics (like the types of mortgages, interest rates, and borrowing limits) you can confidently make informed decisions on your journey to homeownership.
How to Manage Debt Without Feeling Overwhelmed
Managing debt doesn’t have to feel overwhelming. By understanding what you owe, creating a structured repayment plan and making mindful financial choices you can take control of your finances and work towards a debt-free future with confidence.
Top Mistakes First-Time Home Buyers Make (and How to Avoid Them!)
Buying your first home is exciting but common mistakes like not setting a budget, skipping inspections or rushing the process can lead to costly regrets. With careful planning and the right advice you can avoid these pitfalls and make confident, informed decisions on your home-buying journey.
Investment Property Basics: A Beginner’s Guide
Investing in property can be a powerful way to build wealth, generate passive income and secure your financial future. By understanding key factors like location, rental yield and financing options first-time investors can make informed decisions and avoid common pitfalls.
What to Know When You're Claiming on Your Medical Insurance
Making a medical insurance claim doesn’t have to be stressful. By understanding your policy, gathering the right documents and following the correct process you can ensure a smooth and successful claim while avoiding common mistakes.
Practical Tips on How to Save for a House Deposit Faster
Saving for a house deposit can feel overwhelming but with smart budgeting, KiwiSaver benefits and disciplined saving habits you can reach your goal faster. By cutting unnecessary expenses, automating savings and exploring government assistance homeownership may be closer than you think.
Teaching Your Kids Financial Literacy: Setting Them Up for Life
Teaching kids about money from a young age helps build confidence and lifelong financial skills. With simple tools like pocket money, real-life conversations and goal setting parents can prepare their children to make smart financial choices as they grow.
Making the Most of Your KiwiSaver: What You Need to Know About the Member Tax Credit
If you’re in KiwiSaver the government may be offering you up to $521.43 each year, no strings attached. The Member Tax Credit is one of the easiest ways to grow your savings but you need to contribute the right amount to get the full benefit.
Using Your KiwiSaver to Buy a First Home: What You Need to Know
If you're buying your first home your KiwiSaver could be the key to getting on the property ladder. Withdrawing your savings for a deposit is possible after just three years of contributions, making that big step a little more achievable.
More Than Just a Step Counter
Your smartwatch can do more than just count your steps or tell the time. When used well it’s a powerful tool to support your fitness, sleep and overall wellbeing. With the right settings and habits you can turn it into your personal health coach. And it’s right on your wrist!
Why Exercise Often Gets Pushed Aside
Finding time to exercise isn’t always easy. However, making it a regular part of your week can do wonders for your physical and mental wellbeing. When you prioritise movement (even in small ways) you’re investing in energy, strength, mood and long-term health.
KiwiSaver and PIR Rates: What You Need to Know for 2025
From 1 April 2025, PIR tax bands are changing and getting your rate right could save you money. This guide explains what PIR is, how to calculate it and why it matters for your KiwiSaver earnings.
Preparing Your KiwiSaver for a Home Loan: Why Conservative Funds Matter
If you're planning to use your KiwiSaver for a house deposit now's the time to think about stability. Switching to a conservative fund can help protect your balance from market dips and give you peace of mind when it matters most.
KiwiSaver and Risk: Why Higher-Risk Funds Can Pay Off in the Long Run
If you’re not planning to use your KiwiSaver for a while, staying in a higher-risk fund could help grow your savings faster. With more time to ride out market ups and downs, the long-term rewards often outweigh the short-term risks.
What Is Split Banking? A Simple Guide
Split banking means spreading your lending across more than one bank to improve control, protect your savings and reduce risk. It’s a simple strategy that can offer big benefits, especially if you value financial flexibility.
Helping Your Kids Into Their First Home: Pitfalls to Avoid and Smart Ways to Help
Helping your child buy their first home can be incredibly rewarding, but it’s not without risks. From gifting money to acting as a guarantor, this guide covers the common pitfalls and smarter ways to offer support while protecting everyone involved.