When payday rolls around it’s easy to pay all your bills, treat yourself a little and then hope there’s something left over to save. But what if you flipped the script? Paying yourself first is a simple budgeting method that helps you prioritise saving before spending. It is something that can make a big difference to your long-term financial wellbeing.

An Enduring Power of Attorney (EPA) is a legal document that allows someone you trust to make decisions on your behalf if you’re no longer able to do so. It’s not just for older adults. Accidents and health events can happen at any age. Putting an EPA in place helps ensure your wishes are respected and your affairs are managed by someone you choose, not someone appointed by the courts.

KiwiSaver is a long-term savings scheme designed to help you set aside money for your retirement or for a first home deposit. If you're just getting started then knowing how KiwiSaver works can help you make the most of your contributions and build a stronger financial future.

Buying your first home is exciting but common mistakes like not setting a budget, skipping inspections or rushing the process can lead to costly regrets. With careful planning and the right advice you can avoid these pitfalls and make confident, informed decisions on your home-buying journey.

Managing debt doesn’t have to feel overwhelming. By understanding what you owe, creating a structured repayment plan and making mindful financial choices you can take control of your finances and work towards a debt-free future with confidence.

Health insurance helps cover medical costs like doctor visits, hospital stay and prescriptions making healthcare more affordable. By choosing the right policy and understanding how it works you can ensure quicker access to treatment and greater peace of mind for you and your family.